CASHe: Personal Loan App 9.0.3

CASHe is a personal loan app designed specifically for salaried professionals. It allows you to easily apply for instant personal loans ranging from ₹1,000 to ₹4,00,000, with the money being deposited directly into your bank account. The application process is simple and hassle-free, making borrowing money a breeze. Download the CASHe personal loan app today for a better borrowing experience.

Features of CASHe - Personal Loan App:

• Personal loans ranging from ₹1,000 - ₹4,00,000 without any guarantors or collateral
• 100% paperless loan application
• Repayment period of more than 3 months
• No foreclosure charges
• Shop online at no cost EMI*
• Instant disbursal of funds to your bank account
• Multiple payment methods for loan repayment

CASHe Products:

• Instant Personal Loan: Get an instant personal loan to fulfill your needs. CASHe offers various types of personal loans such as car loans, home renovation loans, education loans, marriage loans, etc., with a tenure ranging from 3 months to 1.5 years.
• CASHe Credit Line: One approval, multiple loans. Apply for a credit line on the CASHe app with minimal documentation and instant approval. Avail short-term loans for emergencies and shopping needs.
• Buy Now Pay Later with CASHe: Enjoy 0%* interest instant online shopping loans on the CASHe app. Use these buy now pay later loans to make purchases on popular platforms like Amazon, Flipkart, BigBasket, and Myntra. Pay your bills later with easy EMIs.

Personal Loan Eligibility:

• Must be a salaried professional over 21 years old
• Minimum net take-home monthly salary of ₹12,000
• Salary must be transferred to a bank account directly

How to Apply for a Personal Loan Online on CASHe:

1. Download and log in to the CASHe app
2. Register using your social media account
3. Enter all the necessary personal details to check your loan eligibility
4. Submit the required KYC documents and apply for an instant personal loan
5. Once approved, the loan amount will be transferred directly to your bank account

Documents required to apply for a loan:

• PAN Card
• Identity proof (Driving License/Voter ID/Passport/Aadhaar Card)
• Address proof (Driving License/Voter ID/Passport/Aadhaar Card/Utility Bills)
• 3-month bank statements showing salary credit
• Aadhaar card (Optional)
• Selfie

Interest Rates, Tenures, and Other Specifications:

• Minimum Annual Percentage Rate (APR) - 30.42%
• Maximum Annual Percentage Rate (APR) - 47.76%
• Repayment Tenure: 3 months to 18 months
• Processing fee:
  • CASHe 540 - 3% or ₹1,000, whichever is higher
  • CASHe 180, CASHe 270, CASHe 1 year - 2% or ₹1,200, whichever is higher
  • CASHe 90 - 1.5% or ₹500, whichever is higher

Sample Loan Calculation:

• Loan amount: ₹30,000 at a fixed interest rate of 30.42% p.a. (equivalent reducing interest rate of 44.52%)
• Loan duration: 3 months
• Total personal loan interest: ₹2,250
• Processing fees (PF) + GST: ₹750 + ₹300 + ₹300 + ₹150 + ₹150 + ₹297 = ₹1,947
• Total deductibles (PF + GST): ₹590
• In-hand amount (Loan amount - Total deductibles): ₹30,000 - ₹590 = ₹28,053
• Total repayable amount (Loan amount + Interest): ₹32,250
• Monthly EMI repayable (Loan amount + Interest / No of EMIs): ₹10,750

Partner NBFCs/Banks:

• Bhanix Finance and Investment Limited
• Vivriti Capital Private Limited
• Northern Arc Capital Limited

Data Security via Secure Loan Application:

CASHe is committed to promoting best practices in digital lending and adheres to RBI's Fair Practice Code. Your data is safe with us. All CASHe transactions are secured via 128-bit SSL encryption.

Over 15 million users have downloaded the CASHe personal loan app. Download the app now and enjoy a new way of borrowing!

Contact Us:

Reach out to us at [email protected] for any assistance or to learn more about our personal loans.